Help to Buy Midlands and London

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e.g. 'Newcastle-under-Lyme', 'ST5', 'ST5 5AD' or a postcode nearby

The way you access a Help to Buy agent has changed

Since 2 January 2020, you can apply for an equity loan from one of three Help to Buy agents.

We are the Help to Buy agent for the Midlands and London.

We have been appointed by the government to offer the scheme in England and are on hand to support you in the purchase of your new build home using a Help to Buy: Equity Loan and affordable home ownership.

Am I Eligible?

Have a look at the different Help to Buy schemes available and the eligibility criteria for each of them.

Apply Online

Click here to apply for Help to Buy Shared Ownership. For Help to Buy Equity Loan schemes, please click here.

Find a Home

If your application for Help to Buy meets the eligibility criteria, you can look for a property via the property search section on this website.

I want to buy a property, through Help to Buy: Equity Loan for…

Min: £80,000

Max: £600,000

Enter a property price (£)

YOUR HOUSE MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED AGAINST IT.

Your purchase could be made up of…

Inside London
Outside London

Deposit	£17,000	5%
Equity Loan	£68,000	20%
Mortgage	£255,000	75%

These figures are an illustration, to help you understand how Help to Buy: Equity Loan works. They do not represent the amounts you may be able to borrow. BPHA is not regulated to provide financial advice. It is important that you seek professional advice from a mortgage advisor or financial advisor, to understand the options available to you based on your individual circumstance.

Already bought a home with Help to Buy?

Existing Equity Loan customers can contact Target, the equity loan administrator, by visiting their website: gov.uk/manage-equity-loan, by email at [email protected] or on 0345 848 0235 - Monday to Friday, 9am - 5pm.