Help and advice

During the process of buying a home, you will need financial and legal help from qualified professionals.

Financial advice

If you are considering buying a home, it’s a good idea to contact an independent financial adviser or a mortgage adviser.  

They can offer advice about your financial situation and explain what you can afford to borrow, based on your income and outgoings.  

You can find a financial adviser or mortgage adviser, near to you on the Financial Services Register

A range of tools and calculators are also available from Money Helper, the easy way to get free help for your money and pensions.

Please remember, your home may be repossessed if you do not keep up repayments on your repayment mortgage, equity loan and other loans secured against it.  

Legal advice 

To buy a home, you must appoint a conveyancer to act on your behalf. They will: 

  • handle the house purchase for you (legally transferring the title to you),  

  • explain the terms of your Help to Buy: Equity loan contract  

  • communicate with the homebuilder’s conveyancer on your behalf. 


It is worth noting that you will need to pay for the costs of local searches and your legal fees.  

You can find a conveyancer near to you that is qualified to offer conveyancing, on The Law Society's register. 

Help to Buy ends on March 31 2023

With the scheme coming to an end, we want to ensure that homebuyers have enough time to apply for the equity loan and get the keys to their home. We have set out several key deadlines for our customers and homebuilders to support applications in the scheme's final year. Find out more about key dates and deadlines.

More information

If you would like more information about the home buying process with Help to Buy: Equity Loan, please:  

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