Applying for Help to Buy: Equity Loan

1. Find your new home

Find a new-build home with a developer registered to offer properties for sale through Help to Buy. If you have not yet found a home, you can use our property search.

Please be aware that this is not an exhaustive list and is specific to the geographical regions we cover as an agent. Other properties may also be available that have not yet been added to our property search – please speak to us for more information.

2. Complete a property reservation form

Reserve your home with the developer. You will need to fill out a property reservation form and will normally pay a reservation fee, up to a maximum of £500.

3. Seek professional advice

Seek professional support from a financial advisor or mortgage advisor to confirm what you can afford to borrow, without over-stretching yourself.

Please remember, your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured against it.

4. Arrange funding

You will need to:

  • pay a reservation fee
  • arrange a mortgage
  • pay a 5% deposit on exchange of contracts
  • pay any other applicable fees on completion (such as stamp duty, legal charges, and any costs associated with your mortgage).

5. Complete a property information form

This confirms the property details, important dates, and agreement that the equity loan funds are paid directly to the house builder. You can complete a Property Information Form here and return it to

More information about Help to Buy: Equity Loan

For more information about Help to Buy: Equity Loan please: