Am I Eligible  

Am I Eligible?

Have a look at the different Help to Buy schemes available and the eligibility criteria for Equity Loan or Shared Ownership for each of them.

Apply online  

Apply Online

Apply for Help to Buy Shared Ownership or Help to Buy: Equity Loan schemes.

Find a home  

Find a Home

If your application for Help to Buy meets the eligibility criteria, you can look for a property via the property search section on this website.


I want to buy a property, through Help to Buy: Equity Loan for…

Minimum: £80,000
Maximum: £600,000

Your house may be repossessed if you do not keep up payments on a mortgage or any other loan secured against it.

Your purchase could be made up of…


Deposit £17,000 5%
Equity Loan £68,000 20%
Mortgage £255,000 75%

These figures are an illustration, to help you understand how Help to Buy: Equity Loan works. They do not represent the amounts you may be able to borrow. We are not regulated to provide financial advice. It is important that you seek professional advice from a mortgage advisor or financial advisor, to understand the options available to you based on your individual circumstance.

Already bought a home with Help to Buy?

Existing Equity Loan customers can contact the equity loan administrator, by visiting their website: gov.uk/manage-equity-loan.

 

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Want to buy a home?

If you're interested in getting onto the property ladder, we help deliver several government home ownership schemes.

More info

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Got a question? 

Got a question about Shared Ownership? Visit our frequently asked questions page to find out the facts.  

More info

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Stakeholders 

If you are a Developer, Solicitor or IFA, then you can find out about Help to Buy here.      

More info


Customer stories

Help to Buy: Equity Loan ends on 31 March 2023

May 17, 2022, 12:29 PM

Help to Buy: Equity Loan ends on 31 March 2023

To be eligible for equity loan funding you must legally complete and get the keys to your home by 31 March 2023. To apply for Help to Buy, you must reserve your home with a registered homebuilder and submit your Property Information Form to your agent by 6pm on 31 October 2022. Find out more about the closure of the scheme in our FAQs.

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